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Personal Injury... Can you Claim Automobile Insurance Benefits if you Cause a Collision?

Section B benefits are ‘no-fault’ which means they are available to you regardless of whether you were at fault for causing the accident.

Myth vs Fact:  You Can’t Claim Automobile Insurance Benefits if you Cause a Collision

Most people think they only have access to Section B benefits if they did not cause the motor vehicle accident. This is NOT correct. Section B benefits are ‘no-fault’ which means they are available to you regardless of whether you were at fault for causing the accident.

What Section B Benefits Am I Entitled To?

Section B benefits provide several key benefits.

Medical Expenses and Loss of Income are the two main benefits. They are intended to provide people injured in a motor vehicle accident with funding for immediate access to medical treatment to assist with a timely recovery and also provide some income loss support. The following chart helps summarize what additional benefits may be available under Section B:

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